Personal money planner

Know exactly what you can spend today.

Left Today takes your salary, bills, debts and savings and turns them into one number: Left today. Record a purchase in two seconds and watch the month stay on plan.

Free to start, no card Works on any phone English · اردو · हिन्दी · العربية
Left Today home screen: Left today Rs 2,218 of Rs 3,418, with Rs 1,200 spent today
Saved: Milk Rs 250
₨Left today Rs 2,218
Why money runs out before payday

Three small leaks. Three simple habits.

Most people don't overspend on big things. The month slips away in small purchases, forgotten bills and short loans that roll over.

Small daily purchases go unnoticed: tea, snacks, a ride, a top-up.

The habit

Record every purchase in 2 seconds

One tap on a quick button saves it, with Undo. Your Left today updates straight away.

Rent, bills and fees aren't planned when the salary arrives.

The habit

Pay yourself first on payday

A payday checklist puts bills, debts and savings first, so only free money is left to spend.

A short month becomes a small loan that carries into the next one.

The habit

Check one number every day

Left today is what you can spend and still cover everything until next payday. Rounded down, never up.

Product tour

A walk through the app

Real screens from the app with sample data. It plays on its own; tap a bar or use the arrows to jump.

Features

Everything a monthly salary needs

Built for people paid once a month who want to get to the next payday without borrowing.

Left today

Your daily limit from real balances, after unpaid bills, debts due and savings are set aside. Spend less today and tomorrow's limit grows.

Two-second quick add

Your own buttons for Milk, Tea, Fuel or Lunch. Tap to save, long-press to change the amount. Works offline and syncs later.

Payday checklist

Record the salary, then pay each bill, debt and savings goal with one tap. A progress bar shows how much is done.

Bills and subscriptions

Monthly, quarterly or yearly bills. Big yearly bills are put by a little each month, and subscriptions can record themselves.

Debts and shop credit

Udhaar at the corner shop, unpaid bills, and money borrowed from family with no fixed date: tracked, but never eating your daily limit. Overdue debts are flagged.

Loans and installments

Bank loans, car and bike leases, Islamic financing and shop qist. Only this month's installment comes off your limit, missed ones are flagged, and the loan calculator shows the true cost before you sign.

Savings goals

Emergency fund, Umrah, a new phone. Set a target and a monthly amount; event budgets like Eid pay for themselves.

Reports and leak finder

Where the money went, this month against last month, and your biggest repeated purchase, with what halving it would save.

Ask AI

"How much can I spend today?" "Which bills are unpaid?" Answers use your own numbers, and it prepares payments for you to confirm.

Install like an app

Add it to your home screen on Android or iPhone. Dark and light themes, sounds, reminders and push notifications.

Quick add buttons and today's purchases
Quick add and today
Add sheet with categories and accounts
Add anything
Payday checklist
Payday checklist
Bills and subscriptions
Bills
Savings goals
Goals
Month calendar coloured by daily limit
Month calendar
Reports with net worth
Reports
Ask AI
Ask AI
Get started

Ready in about five minutes

Create your account

Name, email and a password. Enter the code we email you and your private workspace is ready.

Tell it about your month

A short setup asks for your salary day, account balances, regular bills and any debts. Skip what you don't have.

Check Left today, every day

Add purchases as you go. On payday, follow the checklist. That's the whole routine.

Use it in your language

Englishاردوहिन्दीالعربية
Pricing

Free for daily budgeting

Start on Basic and keep it as long as you like. Upgrade only if you want the extras.

Basic

Free

Everything you need for daily budgeting.

  • Daily limit, quick add and all transactions
  • Bills, debts, goals and payday checklist
  • Loan calculator and installment loan tracking
  • Reports, budgets and leak finder
  • Ask AI: 10 questions a day
  • Private space, offline use and all languages
Start free

Premium ♛ Extras

Rs 299 / month

or Rs 2,999 a year

  • Everything in Basic
  • Month calendar with daily colours
  • Spending PDF reports
  • Cash flow forecast
  • AI coach and Add with AI (type or speak)
  • Ask AI: 100 questions a day
  • Loan planner: full schedule, flat vs reducing, "can I afford it?" and paying early
Start free, upgrade later

Premium is paid by bank transfer, JazzCash or Easypaisa from inside the app. Send the amount, upload the receipt, and Premium is switched on after a quick check, usually within a day. No card details are ever asked for.

Privacy

Your numbers stay yours

No bank connection is needed. You record what you choose, in your own separate workspace.

Separate workspace for every account

Each person's records are kept apart from everyone else's. Passwords are stored only as secure hashes.

Private categories

Mark a category private and it shows as "Private" on screen. The AI never sees its real name.

Passcode lock and encrypted details

Lock the app with a passcode. Sensitive details and private notes are stored encrypted.

The AI explains, it doesn't decide

Your limit is calculated by the app, never by the AI. Anything the AI prepares waits for you to confirm.

FAQ

Questions people ask

Is it really free?

Yes. Basic is free with no time limit and no card. It covers the daily limit, quick add, bills, debts, goals, the payday checklist and reports. Premium adds the calendar, PDF reports, cash flow forecast and more AI.

Do I need to connect my bank?

No. You enter your starting balances once, then record purchases and payments yourself. That's what makes the habit work: you notice every rupee.

How is "Left today" calculated?

The app adds up the money in your accounts, takes away unpaid bills, debts due before payday and this month's savings, then divides the rest by the days until your next salary. It always rounds down. Tap "How is this calculated?" in the app to see each number.

Can I use it on my phone?

Yes. Open it in your phone's browser and choose "Add to Home Screen". It opens like a normal app and keeps working without internet; your entries sync when you're back online.

How do I pay for Premium?

Inside the app, open Premium and pick monthly or yearly. Send the amount to one of the listed accounts (bank, JazzCash or Easypaisa), then upload a screenshot of the receipt with its transaction ID. Premium is switched on after a check, usually within a day.

Does it work with bank loans, leases and installments?

Yes. Add a bank loan, a car or bike lease, Islamic financing (Ijarah or Musharakah) or shop installments with the amount, rate and months. Only each month's installment is taken from your daily limit. The loan calculator also shows what a "flat" rate really costs, for free.

Can I delete my account?

Yes, any time. In the app open Settings → Profile → Delete account. Your account and all its data are deleted straight away. See what is deleted.

Which languages does it support?

English, Urdu, Hindi and Arabic. You can switch any time, even on the sign-in screen.

What if I'm paid on a different day, or my salary is late?

Set your own salary day. If the salary comes early or late, the app has a step-by-step guide and adjusts your month without counting anything twice.

Get to payday with money left.

Create a free account in a minute. No card, no bank connection.